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6kiom Terms & Conditions for your account

These Terms & Conditions set the rules for your 6kiom account, including access checks, wallet use, profile changes, dispute handling, and the way we confirm requests from your…

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How the Terms work in India

6kiom Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

These Terms & Conditions apply when you use 6kiom from India or from any place where local law permits access. By opening an account, you agree to the rules on eligibility, content use, wallet entries, dispute handling, and any checks we ask for before access or

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withdrawal. If a local rule conflicts with these Terms, the local rule applies for that situation. We may update the wording when our process changes, and the current version will govern from the date it is posted. UPI, Paytm, and PhonePe entries are accepted only after
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the account details you submit match our records, and we may pause access if they do not. Keep your registered email and phone number active, because we use them for notices about changes, checks, and any follow-up on a disputed action.

Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.

CONTACT PATHS

Where to send policy questions

If any part of these Terms & Conditions is unclear, reach us through in-site chat, email, or a callback request.

DATA AND ACCESS

How we handle your records

We handle this policy area by keeping the account record, login history, wallet actions, and consent changes tied to the same profile.

Data records

We store the contact details, login timestamps, and wallet actions linked to your profile so we can enforce the Terms…

Cookie use

Cookies help us keep you signed in, remember session choices, and spot unusual access.

Account safety

Keep your password, OTP, and device access private.

Retention

We keep records for as long as needed to meet legal, tax, dispute, and audit duties.

Change requests

If you want a correction, a copy, or a deletion request, write from the registered email and mention the exact…

Contact trail

Every policy message stays tied to your account file so we can see what was asked, when it was sent…

Common questions on these terms

These questions cover the parts of the Terms & Conditions that matter most before you move ahead: access, updates, data use, wallet records, and contact paths. If the wording and your local law do not match, the local rule applies for that situation. For anything personal, use the account contact details so we can verify the request and respond through the right channel.

You can open an account only if you can accept these Terms & Conditions and your local law permits access. If a region or age rule blocks you, we will not complete the account flow for that place.

Yes. We may update the wording when our process or legal duties change. The current version applies from the date it is posted, and your continued use means you should read the updated text.

We use account data to run access checks, verify wallet actions, keep session history, and settle disputes. We do not use it outside the stated purpose unless law requires a different handling step.

If local law does not permit access, you should not proceed, and we may block the account or a specific action. Where local law permits, the same terms continue to apply.

Send the request from your registered email and name the exact item you want corrected or copied. We may ask a verification step before sharing anything or changing the record.

Wallet and login records help us confirm that a session, transfer, or change really came from your account. They also give us a clear trail if you question an action later.

Use chat, email, or a callback request and mention the date, action, and clause you want checked. We will respond through the same contact route after we verify the account.

6kiom Terms & Conditions for your account

Where to send policy questions

How we handle your records

Data records

Cookie use

Account safety

Retention

Change requests

Contact trail

Common questions on these terms

01 Who can open an account under these terms?

02 Can these terms change after I join?

03 How do you use my account data?

04 What happens if access is not allowed in my area?

05 How do I request a correction or copy?

06 Why do you keep wallet and login records?

07 How do I contact you about a dispute?

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